Big business has funding reps.
Now you can too.

Most small business owners are unknowingly overlooked or taken advantage of by traditional banks or online alternative lenders. We’re changing that — giving Main Street access to the same kind of representation and competition Wall Street enjoys. Because funding should be fair so money stays local longer.

The Only Funding Where the Top Lenders Compete to Earn Your Business with the Best Offer

Don't trust just anyone with your business funding.

We consult, not sell—so you fund with confidence, not regret.

Funding made simple

Request Quote

Our funding broker will give you a free, no-obligation quote at your convenience.

Receive Best Offer

Unlock lender-only offers from 20+ top competitors — guaranteed and never publicly listed. Because we don’t work for the lenders. We work for you.

Fast Funding

Avoid the hassle of a long approval wait. We can fund as quickly as 1 day.

Congratulations You're Approved - 1800 BIZ FUNDS!

CONTACT US FOR CONSULT

MEET ONE OF THE LOCAL FUNDING AGENTS IN YOUR AREA

Connect with a local expert who’s here to help.

For over a decade, our leading industry lenders have helped small business owners like you
secure fast, flexible funding better than anyone else — so you can feel the relief of cash
in hand when you need it most without the stress!

When to work with 1-800 Biz Funds™

Cash Flow Gaps

Expansion & Growth

Equipment Upgrades

Slow Bank Approvals

Seasonal Slumps

Get Ready for Fast, Hassle-Free Funding—Here’s What Happens Next

The 1800 Biz Funds® Advantage

Get the Best Deal—Guaranteed! With our one-stop shop funding solution, you gain access to 20+ lenders, ensuring you receive the best possible offer tailored to your business needs. Plus, we back it with a $500 guarantee, giving you confidence that you're making the right choice—risk-free.

CONTACT US FOR CONSULT

Why We Do a Consult First (And Why That Matters)

We’re not a funding mill that spits out quotes without context.

If you’re just looking for the fastest number with no questions asked, we’re probably not the right alternative lender for you — and that’s okay.

At 1800 Biz Funds, we start with a quick consult with one of our certified agents because we believe smart funding starts with a smart conversation.

We want to understand your goals, your challenges, and your cash flow so we can help you avoid the common traps that put so many business owners in a worse spot.

We don’t just aim to get you funded.

We aim to get you funded right — with terms you can live with and capital that actually helps you grow.

If you want a strategic partner, not just a payout, you're in the right place.

Fast. Simple. Competitive. The Smarter Way to Fund Your Business!

At 1800 Biz Funds™, we’re committed to helping business owners thrive. That’s why we’ve created—your all-in-one solution for securing funding from 20+ top lenders with just one application unlike our competitors. More competition means better approval odds and the best repayment terms for you!

CONTECT US FOR A CONSULT

Small Business Funding FAQ's

Q: How hard is it to qualify and what are the requirements?

If you meet the minimum qualifications below, you have an 80% chance of approval from at least one of our 20+ funding providers.

Minimum Requirements:
• Business revenue of $15,000+ per month for the last three months (verified through bank statements).
• A business checking account (personal accounts do not qualify).
• Owner FICO score of 550+ (lower than most traditional lenders require).
• Minimal days with a zero balance and limited NSF (non-sufficient funds) occurrences in the last month.

Our process is designed to approve businesses faster and more often than banks, with no collateral required and a simple online application.

Q: How much do I qualify for?

You typically qualify for 50% to 200% of your monthly business revenue. For example, $50,000 in monthly sales may qualify you for $25,000 to $100,000.

These are short-term advances and loans. Lenders look at monthly sales and average daily bank balance to calculate a payment you can afford.

Existing loans or advances can lower your approval amount.

Q: How long do I have to pay off the advance loan?

Repayment terms typically range from 4 to 18 months, with an average of 9 months.

Payments are based on affordability, and additional funding may be available once you establish a payment history—even before full repayment.

Q: What's the cost of the funding?

The cost typically ranges from 1.18x to 1.5x the amount advanced.

For example, a $30,000 advance may result in a total repayment of $35,400 to $45,000.

Q: How long does it take to receive my funds?

Many providers aim to deliver funds within 24 to 48 hours after application approval.

Q: How does the cost compare to a traditional bank loan?

A traditional 5-year bank loan at 12% would cost about 1.34x the borrowed amount ($40,200 on $30,000).

With us, you'd typically repay $35,400 to $45,000—but receive funds faster, with less paperwork and no collateral.

Q: Am I restricted in what I do with my funds?

No. You can use the funds however you choose—whether for inventory, marketing, expansion, or emergencies.

These advances are designed to give you flexible, fast capital for whatever your business needs.

Q: Does revenue-based funding affect credit score?

Typically, it does not impact your credit score directly because most providers don’t require a hard credit check that appears on your credit report.

Funding Your Business is Just the Start—Unlock More Opportunities for Growth!

Secure the funds your business needs today, and once you establish a consistent payment history, you may be eligible for additional funding—sometimes before the current advance is fully repaid.

Keep your business growing with ongoing funding options at your fingertips! Apply today!

CONTACT US FOR CONSULT

Who We Are

1800 Biz Funds was founded by Ben Thimas Jr., a former Amazon seller, entrepreneur, and the proud son of a small business owner.

Ben grew up watching his mother hustle to keep her business alive — without the capital or support big corporations take for granted. Like 80% of Main Street, she couldn’t qualify for a bank loan — the #1 reason small businesses fail. And when small businesses fail, America suffers.

Later, as a business owner himself, he felt that same pressure — trying to scale and survive without the help of traditional banks.

That’s why he launched 1800 Biz Funds — a grassroots marketing and impact team small business funding agency built for the real world of Main Street business that plays the role of a marketing affiliate for our top lender partners.

We understand what it’s like when cash flow is tight, banks say no, and payroll is due.

We proudly market funding programs powered by our funding affiliates, two of the nation’s most trusted alternative funding underwriters.

With us, you get:

Up to $2 million in funding — fast
No collateral, no credit obsession
A simple, no-cost application
Real support from real people who get it

We’re not bankers.

We’re not Wall Street.

We’re small business owners funding other small business owners — and that makes all the difference.

Agent Opportunities Available

Click 👉 1‑800‑BIZ‑FUNDS!

Apply to become a 1-800 Biz Funds Agent to get paid for helping small businesses get the funds they need.

Massachusetts

(508) 454.2562

help@wefundsmallbiz.com

Areas We Service

We serve all 50 U.S. states, Washington D.C., and Canada — including: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

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Big business has funding reps.Now you can too.

Funding without putting up collateral — at a cost no one else can beat.

Don't trust just anyone with your business funding.

We consult, not sell—so you fund with confidence, not regret.

Funding made simple

Request Quote

Receive Best Offer

Fast Funding

For over a decade, our leading industry lenders have helped small business owners like you secure fast, flexible funding better than anyone else — so you can feel the relief of cash in hand when you need it most without the stress!

When to work with 1-800 Biz Funds™

The 1800 Biz Funds® Advantage

Why We Do a Consult First (And Why That Matters)

Fast. Simple. Competitive. The Smarter Way to Fund Your Business!

Small Business Funding FAQ's

Funding Your Business is Just the Start—Unlock More Opportunities for Growth!

Areas We Service

Big business has funding reps.
Now you can too.

For over a decade, our leading industry lenders have helped small business owners like you
secure fast, flexible funding better than anyone else — so you can feel the relief of cash
in hand when you need it most without the stress!